Chicago's Source for Buyer agent mortgages and home re-financing, 1st Home Group

Jeff Kropp,
Buyer's Agent

Phone: 773-321-7022

Address:
1st Home Group
1122 W Armitage Ave Chicago, IL 60614

Buyer Testimonials:

"Jeff has done a great job handling my loan on my apartment building. After a couple refinances, my monthly payment has dropped at least $500 a month. And these are no-cost refinances, so I am never out-of-pocket at my closing." Rich Caner, MD

"I worked with Jeff and 1^st Home Group to find my condominium in Lincoln Park. I could not believe how smooth the process was. Within a month, I had found the perfect place with my own rooftop deck. They handled all the paperwork and got me a great low-interest loan. A month later, I closed on the place. I had always heard home buying would be a pain; not with these guys." Dave Bennett

Loan Documents We Need

The following is a list of documents you will most likely need to obtain a loan. The list applies to all borrowers, including spouses or co-signers that will be on the loan.

When you meet with us, you will be asked to provide a copy of each of these documents. In addition, you should save all documents that obtain in between our initial meeting and your closing, in case the underwriter requests more documentation.

Pay stubs from two (2) most recent pay periods (showing year-to-date earnings)
Year 2002 W-2
Year 2002 and 2001 Individual Tax Returns and all attached schedules (only for self-employed borrowers)
Most recent bank and financial statements from all accounts (checking, money market, savings, etc.)
Most recent retirement plan statement (401k, IRA, etc.)
For condominiums and townhomes, copy of the by-laws, declarations, and two-year operating budget (and name and phone number of a representative who can answer questions about the financial aspects of the association)
For purchases, a copy of the signed sales contract and all attached riders and disclosures
For refinances, a copy of the most recent mortgage statement from the existing lender (for all loans, including any second liens or lines of credit)
For single family homes, copy of the insurance policy and the name and phone number for your insurer
For apartment buildings, copies of all current leases

Home | Who We Are | Our Free Services | Why Do You Need a Buyer Agent?
Home Buying Tools: Common Questions,
Mortgage Calculators, Pre-approval Questionnaire,
Chicago Neighborhood Map and Facts, Rent-vs-Own Scenario

Search The MLS